We know that buying a home is one of the most important purchases of your life, so we'd like to ensure that it's an enjoyable experience for you. Whether you're shopping for your first home, or moving into the home of your dreams, we're ready to "hold your hand" through the entire loan process.

What's more, our loans are serviced locally. We've heard about the painful experiences that so many people have with other banks and their maze of automated voice mail systems, and we're not going to let it happen with us. When you get a mortgage from Citizens National Bank, a friendly CNB personal banker is just one phone call away to talk to you personally.

So, let us help you find the loan that is right for you from our many options. Here is just a sampling of what we have to offer.

• Express Mortgages
• Conventional Fixed-Rate Mortgages
• FHA/VA Loans
• First Time Homebuyer Programs
• MS Rural Development Loans

Got Questions? E-mail a friendly CNB Mortgage loan officer today.

If you are interested in Citizens National Bank's same-day service for the pre-approval of your mortgage loan, you will need to make an appointment with one of our designated mortgage loan specialists, and bring the following information with you:

• Your most recent pay stubs covering at least 30 days of earnings
• Your W-2 Forms from the past two years
• Your most recent checking and savings account statements, plus proof of any other liquid assets, and
• Your tax returns for the past two years, including all schedules (if self-employed or paid by commission)

The offer of same-day pre-approval applies to the purchase or permanent financing of a primary residence only.