Citizens National Bank
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Business Services

Business Credit Card Services


Citizens National Bank can help you with a variety of merchant services. Accepting credit cards in your business will increase sales, efficiency and profitability. We partner with First Horizon Merchant Services to provide processing services for Visa, MasterCard, Discover, American Express, Diner's Club, Carte Blanche, and JCB. We also provide check verification and check guarantee programs. Our merchant program offers:

  • Competitive rates
  • Affordable equipment options
  • Chargeback protection
  • 24 hour customer service
  • Monthly statement
  • Automatic deposit

We can create merchant processing solutions for hotels, restaurants, retail stores and e-commerce businesses, and specifically design a package for your business, including competitive rates and the right equipment. If you already accept credit cards and own equipment, it is also likely that we can reprogram any existing equipment you have to process through our vendor.

For more information or to schedule an appointment, contact your CNB personal banker or use the Contact Us option. Sign-up today to take advantage of the benefits of payment processing.

Increased Revenue - Studies show that customers who use credit cards generally purchase more than customers limited to cash!

24 Hour Customer Service - you may reach a customer service representative 24 hours a day, seven days a week.

Competitive Rates - Our merchant program offers several pricing options to provide you with the best package for your business. Our rates are based on Visa interchange rates.